Habitational Program


Investment property owners face complex exposures and need essential coverages for property, business income and ordinance & law. In addition to coverage for your Building and Business Personal Property, you may also add optional coverages for Cyber, Employment Practices, and Equipment breakdown related to business for your rental property.

Insure your residential rental properties:

  • apartments

  • duplexes

  • single-family dwelling (rented to others)

  • apartments with mixed use 

Featured Coverages: 

Blanket Coverage, Building, Business Income, Business Personal Property, Cyber & Data breach, Employee dishonesty, Water Back up and Slump Overflow, Medical Expenses

Discounts for: Fire Alarm, Sprinklered building, Multiple Location, On-site Management, Smart Building, Smoke Free, Business/Ownership experience, Loss Free, Paid In Full.


Broadening endorsements include: Extra Business Income, Blanket Waiver of Subrogation, Aircraft Chartered with Crew, Blanket Additional Coverage, Claim Data Expense, Computer Fraud, Debris Removal, Electronic Data, Fine Arts, Pollutants Cleanup, Tenant moveback expenses,  3rd party claims (discrimination/harassment) and more.

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Mercury Insurance