According to the California Department of Conservation, more than 70% of the state's population resides within 30 miles of a fault line. This 30-mile radius is typically where high ground shaking could occur.
Tips for how to always be prepared:
1.) Plan on fending for yourself for at least three days, preferably a week. Have enough food, water, batteries, and flashlights. Camping equipment such as propane stoves and lamps can also come in handy.
~ During the 1994 Northridge earthquake, there were areas without power and water for more than five days. ~
2.) Decide in advance how and where your family will reunite if separated during an earthquake.
~ During the 1994 Northridge Earthquake, 125,000 people were made at least temporarily homeless. ~
3.) Secure water heaters, major appliances, and tall heavy furniture.
4.) Store hazardous and flammable liquids on low shelves or in secure cabinets..
5.) Discuss Earthquake Insurance with your agent!
Depending on your financial situation and the value of your home, it may be worthwhile.
Most all homeowners and renters' insurance policies will not cover the damage from an earthquake. You will have to pay out of pocket to replace damaged belongings, and to repair or even rebuild your home!
~ During the 1994 Northridge earthquake, approximately 82,000 residential and commercial units and 5,400 mobile homes were damaged or destroyed. ~
Earthquake insurance plans vary in coverage in cost. At Woodland Park Insurance Services, we can find a plan that makes the most sense for you. Whether you just want enough coverage to replace your home, or if you want to also cover the replacement of personal possessions and have coverage for additional living expenses (if you have to live elsewhere temporarily).
Depending on where you live, and the risk for your area, the premium will vary. We can quote for you and go over different deductibles and premiums.
Woodland Park Insurance Services
~Where Buying Insurance is Like a Walk in the Park~